{"id":1108,"date":"2026-03-23T16:50:48","date_gmt":"2026-03-23T16:50:48","guid":{"rendered":"https:\/\/banksandinsurancejobs.com\/?post_type=job_listing&#038;p=1108"},"modified":"2026-04-23T00:21:52","modified_gmt":"2026-04-23T00:21:52","slug":"the-lough-credit-union-bandon-road-togher-co-cork-2-junior-mortgage-advisor","status":"expired","type":"job_listing","link":"https:\/\/banksandinsurancejobs.com\/es\/?post_type=job_listing&p=1108","title":{"rendered":"Junior Mortgage Advisor"},"content":{"rendered":"<p>Employment Type: Full- Time 12-month contract<br \/>Closing Date:\u00a010th\u00a0April 2026<br \/>\u00a0<br \/><strong>About Us<\/strong><br \/>The Lough Credit Union is a community-focused financial cooperative committed to supporting the financial wellbeing of our members. We pride ourselves on providing ethical, member-first financial services with a strong local presence. As our mortgage offering continues to grow, we are seeking a motivated and service\u2011driven Junior Mortgage Advisor to join our Lending Team.<\/p>\n<p><strong>Role Overview<\/strong><br \/>\u00a0The Junior Mortgage Adviser will support the end\u2011to\u2011end mortgage journey for our members\u2014from initial enquiry through to drawdown. This is an excellent development role for someone interested in progressing into mortgage or financial advisory positions within the Credit Union sector. Full training and support will be provided.<br \/>\u00a0<br \/><strong>Key Responsibilities<\/strong><\/p>\n<p>Assist with assessing both personal loans and mortgage enquiries and guiding members through application requirements.<br \/>Support the preparation, review, and processing of loan applications in line with policies and regulatory standards.<br \/>Conduct initial affordability checks and gather necessary documentation.<br \/>Liaise with members, solicitors, and internal teams to facilitate smooth application progression.<br \/>Maintain accurate records and support compliance with the Central Bank of Ireland regulatory framework.<br \/>Provide excellent member service, ensuring clear communication throughout the loan journey.<br \/>Contribute to lending administration tasks as required.<br \/>Participate in ongoing professional development and training opportunities.<br \/>Preparing reports for the credit committee and the board<br \/>Meet with the credit committee on a regular basis<br \/>Assist in growing the CU\u2019s lending levels in a manner which is consistent with the credit unions strategic and risk management objectives.\u00a0<br \/>Contribute to the ongoing development of appropriate credit policies, systems, procedures and practices.<br \/>Ensure the continued overall quality of the loan portfolio including assessing its risk profile and driving improvements by way of mitigating strategies at operational level.<br \/>\u00a0<br \/><strong>Skills &amp; Qualifications<\/strong><br \/>Essential:\u00a0QFA or APA in Lending with 1 year previous experience<\/p>\n<p>Strong interpersonal and communication skills.<br \/>Excellent attention to detail and an ability to work with financial documents.<br \/>A customer\u2011focused approach with an eagerness to learn.<br \/>Competence in IT systems and administrative work.<br \/>Desirable:<br \/>Knowledge of Credit Union ethos and lending practices.<\/p>\n<p><strong>What We Offer<\/strong><\/p>\n<p>Competitive salary and benefits package.<br \/>Funded training and support toward relevant qualifications (e.g. QFA). Opportunities for career progression within the Credit Union.<br \/>A supportive, community\u2011oriented work environment.<br \/>Pension scheme, paid leave, and other staff benefits (as applicable).<\/p>\n<p><strong>How to Apply<\/strong><br \/><em><strong>Please submit your CV and a cover letter outlining your suitability for the role via email\u00a0by 10th April 2026. Please use the subject \u201cJunior Mortgage Advisor\u201d in your email.<\/strong> \u00a0<\/em><\/p>\n<p><strong>Join Us<\/strong><br \/>If you are enthusiastic, people\u2011focused, and eager to build your career in financial services, we would love to hear from you. Help us support our community\u2014one member at a time.<\/p>","protected":false},"author":1,"featured_media":897,"template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_wp_convertkit_post_meta":{"form":"-1","landing_page":"0","tag":"0","restrict_content":"0"},"_promoted":"","_job_location":"Bandon Road\/Togher, Co. 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