Key Responsibilities:
- Loan Application Review: Review loan applications, credits reports, and financial statements to assess credit worthiness.
- Credit Policy Development: Lead the development, review, and implementation of credit policies and procedures to ensure compliance with regulatory requirements and industry best practices.
- Risk Assessment: Conduct comprehensive credit risk assessments, analyzing financial statements, credit reports, and other relevant information to evaluate the creditworthiness of individuals and businesses.
- Portfolio Management: Monitor and manage the credit portfolio, identifying potential risks and implementing strategies to mitigate them. Regularly review and update risk models.
- Regulatory Compliance: Stay informed about changes in regulatory requirements related to credit management and ensure the bank’s practices align with these standards.
- Reporting and Analysis: Prepare and present regular reports on credit portfolio performance, delinquency rates, and other relevant metrics. Provide insights and recommendations for decision-making.
Requirement:
- BSc/HND in Finance, Accounting ,Economics ,Business Administration, or a related field.
- Minimum of 1-2 years of experience in credit analysis, management, lending with a focus on microfinance or banking.
- Certifications in credit analysis and risk management
- Strong analytical, problem solving, and communication skills
- Familiarities with credit policies, procedures, and regulations.
JOB IS EXPIRED.