Investment Consultant (24 views)

Gauteng Region
March 29, 2025

CORE PURPOSE OF THE JOB
To market and sell the Bank’s Deposits, Wealth Management, Wills and Transactional Banking
(Individuals) within the respective region by providing excellent service to customers and adherence to the banks policies and procedures.

KEY PERFORMANCE AREAS
DEPOSITS
• Ensures monthly sales targets are achieved by effectively promoting the Bank’s deposit
products.
• Completes and submits all applications for clients
• Undertakes for all administrative requirements as per bank’s policy
• Submits completed applications for checking by COB.
• Captures client information on the relevant computer system
• Ensures client signs legal documentation
• Receives Insurance confirmations and handles queries that may arise from brokers
• Ensures that the correct advice is given to the client and a needs analysis is conducted in order
to ensure that the correct product is recommended.

WEALTH MANAGEMENT
• Conduct marketing and sales of all unit trust and Wills products.
• Ensures Wealth Management Sales budgets are met
• Provides clients with efficient service and professional advice on the products.
• Ensure that all applications forms are completed, and correspondence is provided to the Client.
• Engage in marketing activities hosted by the Bank
• Ensure that regular contact sessions are held with Clients, thereby keeping them abreast of
their investment portfolios and explore further investment opportunities with Clients.
• Ensures that the relevant forms are submitted to the third-party unit trust company i.e Old
Mutual timeously and that all FICA and compliance is done before opening these accounts.
• Ensures that the correct advice is given to the client and a needs analysis is conducted in order
to ensure that the correct product is recommended.
• Facilitates the opening of performance guarantees for clients by following the process and
liaising with the legal department.

TRANSACTIONAL BANKING
• Markets and sells the Bank’s Transactional Banking products to individuals.
• Grows the Banks Transactional Banking Deposit book by sourcing new clients as well as servicing
existing clients.
• Ensures Transactional Banking Sales budgets are met
• Facilitates meetings and introductions with clients
• Communicates with clients i.e. function planning, mailshots etc
• Keeps up to date with Transactional Banking product ranges and pricing of Al Baraka Banks
products
• Keep abreast of competitor products, services and fees and make recommendations to the Bank
accordingly.
• Proactively monitors client’s usage of Transactional Banking products and provide support on
the enhancement of their usage of the product.
• Ensures that the clients are aware of the Mobile Banking App and provides training in this
regard.

SALES AND MARKETING
• Attend to new clients by offering them the Banks Products as well as servicing existing clients
and offer additional services.
• Meets with clients at their convenience at the Branch or at clients premises
• Markets and sells the Banks products
• Acquires new clients by requesting qualified leads from existing clients, other departments and
leads generated internally or by customer service
• Conducts a needs analysis on products and services in order to make recommendations to
clients.
• Offers Investment advice to clients based on their needs
• Discusses banks investment, wealth management, transactional banking, wills and services
including performance guarantees to clients
• Ensures all requirements are met in order to conclude the transaction

CLIENT RELATIONSHIP
• Develops constructive and cooperative working relationship with clients, and maintaining them
over time
• Attends to all clients’ Investment requests and queries
• Provides an efficient and effective service to all clients at all times in order to promote the
Banks services
• Manages/Handles difficult client queries via face-to-face communication with walk in clients or
by visiting clients and addresses client concerns by listening to any concerns/complaints in an
efficient and appropriate manner in line with the professional image of the bank and providing
an effective solution to the benefit of both the bank and the client

QUALIFICATIONS
• A B.Com degree or Relevant Qualifications will be required in order to meet the requirements of
the role at the highest level of competence.
• A minimum level of NQF5 is a prerequisite for this position.
• Required to be FAIS (Financial Advisory and Intermediary Services Act) compliant
• Driver’s licence

EXPERIENCE
• Minimum of 3 years’ experience within a financial services institution in a Sales position.
• General banking experience would be an advantage

NOTE:
• Due to this being considered a critical position at the Bank, notice of termination of
employment is three (3) months.

Al Baraka Bank is an Equal Opportunity Employer. Applicants from the previously disadvantaged
groups and people with disabilities will be given preference.