Financial Adviser / Planner

Elevate your career with Lucent Financial Planning where expertise meets energy, and every
day is an opportunity to make a real difference for clients you’ll genuinely enjoy working
with!

The Role in a Nutshell
You’ll deliver best-in-class financial advice and nurture long-term client partnerships. You’ll
be supported by a top-tier paraplanning team and admin squad yet empowered to drive
your own business growth primarily through client referrals.
You will see Lucent as somewhere you call home for the long term where you have the scope
to input into the wider vision and expand your role and responsibilities at your desire.

What You’ll Do (Role Responsibilities)
• Provide excellent holistic advice across:
o Pension & retirement planning (including switching), Investment strategies,
Inheritance tax & trust planning and Protection solutions.
• Retain and grow your portfolio through referrals primarily and targeted networking
exposure.
• Exceptional cashflow planning through Voyant and Timeline.
• Deciding upon the strategy and Financial Plan for the client.
• Maximising client needs areas building impeccable relationships with them, their
relations and external third parties.
• Mentor and develop our paraplanners and support staff.
• Stay ahead of regulatory changes, being aware and maintain your CPD.
• Achieve rounded KPIs while delivering a “right-first time” service experience.
• Embrace AI, researching, testing, and optimising your toolkit to enable you to be
efficient, accurate and deliver top notch service.
• Actively participate in client events.
• Deliver fun and engaging meetings.
• Partake and lead in Knowledge sharing adviser sessions and wider business adviser
training sessions.
• Have relevant social media and marketing presence for clients.
• Ultimately service a client bank of 70-100 clients

Our Ideal You

You may have: Started your own firm and don’t like doing it alone or been with a large
company and want something more dynamic!
Either way, you want a home for the foreseeable future where you can be your authentic
awesome self.
Essentials
• Minimum 2 years’ IFA experience, with active SPS & CAS (preference for 3-7 years
advising experience).
• We want people to come and stay with us for at least ten years.
• Chartered status or clear path to achieve it in the next 12 months.
• Top-tier literacy, numeracy, and decision-making skills.
• Confident with Word, Excel, and the ability to pick up new systems fast.
• A self-starter with a can-do attitude and genuine team spirit.
• Client bank – we don’t really need your clients. We want you, if you have some
you can’t let go, we understand why and will do our best to accommodate.
Nice to Have
• Intelligent Office (Intelliflo), Voyant, FE Analytics, Timeline Cashflow planning
software experience.
• A track record of building sustainable referrals and achieving retention targets.
Enthusiasm for financial planning
We want people that want to be involved in the future of financial planning. What does this
mean?
• Taking an interest inside of the day job to find out more about what’s going on.
• Enjoy attending events – to learn not just to mill around! You are capable of taking
that learning and applying it to your role while helping others in the business do so
too.
• We want you to be curious!
• Do wider reading / listening / looking!
o It’s doesn’t matter on what really, because we are life planners and life is all
encompassing! but taking that and applying relevant points to role.
• Friendly & people focussed. Enjoy socialising and finding out about people.
• Proactive helper – you want to help people. It’s very simple! That should be your sole
motivation.

Why You’ll Love Lucent
• We’re more than colleagues we’re like family. Think client socials, educational
workshops, weekday walks and Summer BBQs!
• Flexible working that respects life outside the office. School run? Sports practice?
No problem.
• A chartered, high-calibre firm where you’re fun, yet technical, client centric
prowess is celebrated, not hidden.
• A selective, “nice people only” client base no awkward calls, just rewarding
relationships.
• Shared success: year-end bonuses, and the opportunity to be part of an
Employee-owned business.
Perks, Benefits & Culture
• 30 days’ holiday (pro rata) + bank holidays.
• Company pension.
• Bonus scheme.
• Group income protection.
• Private medical insurance.
• Team socials, workshops, charity walks and events.
• A culture of loyalty, honesty, and mutual respect your growth is our growth.
• Basic salary: £65,000 – £95,000 dependent upon experience.
Ready to make a real impact in a vibrant, supportive environment?

Let’s chat and bring your expertise to Lucent Financial Planning!

Apply now by sending your CV.