Technical Underwriter (67 views)


  • We are seeking a meticulous and analytical Technical Underwriter to join our underwriting team.
  • The ideal candidate will possess strong analytical skills and a deep understanding of insurance underwriting principles.
  • The Technical Underwriter will be responsible for evaluating risk, determining pricing, and ensuring the profitability of our microinsurance products.

Key Responsibilities:

Risk Assessment:

  • Evaluate new and renewal insurance applications to determine risk exposure.
  • Analyze individual and group risk profiles using various data sources and assessment tools.
  • Make informed decisions on policy approvals, declines, and modifications.

Pricing and Policy Development:

  • Develop and maintain pricing models for various microinsurance products.
  • Collaborate with the product development team to create innovative and competitive insurance solutions.
  • Ensure that pricing strategies align with company objectives and regulatory requirements.

Data Analysis and Reporting:

  • Conduct regular analysis of underwriting performance and provide insights to management.
  • Prepare detailed reports on underwriting activities, trends, and portfolio performance.
  • Utilize statistical and actuarial techniques to refine risk assessment processes.

Policy Compliance:

  • Ensure that underwriting policies and practices comply with regulatory standards and company guidelines.
  • Keep up-to-date with industry regulations and market conditions affecting underwriting practices.

Collaboration and Support:

  • Work closely with sales, marketing, and claims departments to support business goals.
  • Provide technical guidance and support to junior underwriters and other team members.
  • Participate in training programs and knowledge-sharing initiatives to enhance underwriting capabilities.

Customer and Stakeholder Engagement:

  • Communicate effectively with agents, brokers, and clients to explain underwriting decisions.
  • Build and maintain strong relationships with external partners and stakeholders.

Continuous Improvement:

  • Identify opportunities for process improvements and implement best practices in underwriting.
  • Stay informed about new technologies and methodologies to enhance underwriting efficiency.


  • Bachelor’s degree in Insurance, Risk Management, Business Administration, or a related field. Advanced degrees or professional certifications (e.g., ACIIN) are a plus.
  • Minimum of 3years of underwriting experience, preferably in the microinsurance or general insurance industry.
  • Strong analytical and problem-solving skills with a keen attention to detail.
  • Proficiency in underwriting software and Microsoft Office Suite (Excel, Word, PowerPoint).
  • Excellent communication and interpersonal skills.
  • Ability to work independently and as part of a team in a fast-paced environment.
  • Knowledge of local and international insurance regulations.
  • Passion for social impact and experience working with underserved communities is a plus.

Deadline to apply: June 25, 2024