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April 13, 2024

The Best Travel Insurance for Adventure Sport Loving Digital Nomads

Are you a digital nomad or looking to start your digital nomad journey, and do you love extreme sports? We suggest you take a look into Nomad Insurance by SafetyWing as they offer one of the best insurances for digital nomads who love to take action. But before we tell you more about them, let’s dive into all the other things that are important when it comes to insurance for adventure-sports-loving digital nomads.

The Importance of Insurance

Insurance is more important than you think. Yes, it may be a boring subject and the last thing that you want to deal with on your digital nomad journey. But it is very important that you make sure that you are insured before you start your journey. If you already started your digital nomad journey, no matter how deep you’re into it, whether it be a few weeks, months, or even years, don’t worry; it is never too late to get insured. Especially when you are an adventure-sport-loving digital nomad. Because adventure sports are great and fun to participate in, but it feels way better when you know that you’re insured.

The Right Insurance

You may already have insurance, which is great, but is it the right insurance? And if you’re not insured yet, how do you pick the right insurance? Well, there are a few criteria that an insurance policy for an adventure sports digital nomad should meet. Of course, the insurance should comply with your needs. Everyone has different needs, but as we mentioned before, if you are an extreme sports-loving digital nomad, then there are some basic needs that your insurance should comply with. Let’s break down a few of the basics that your insurance as an adventurous sports-loving digital nomad should comply with:

Medical Care
The perfect landing when doing a double flip on a snowboard when heading down a slope in Austria, riding your dirt bike at a fast pace through the Australian Outback, whitewater rafting on the Pacuare River in Costa Rica, and more. These are wonderful experiences that you don’t want to miss out on and that give you the biggest kick, especially when they go right. But unfortunately, it doesn’t always go right, and the consequences can be severe. Broken bones, concussions, or internal injuries are not uncommon when things go wrong when participating in adventure sports. Therefore, you need to make sure that your insurance covers medical care. Think about ambulances and emergency transportation, which can be very costly depending on the country that you’re in. Stressing over medical bills when you’re already injured shouldn’t be a part of your journey, so make sure that your insurance covers at least a part of your medical care bills.

Trip Interuptions
As you’re on your journey, life back home goes on as usual. Unfortunately, back home, things may also transpire that may need your attention, resulting in you needing to go home. When you are insured for these events, you will not be adding extra stress to a situation that is already stressful.

Things can always happen unexpectedly, and you may find yourself in need of an evacuation. Arranging this at the last minute can be difficult and, not to mention, very pricey. When you are insured for these evacuations, you make it easier to get help to leave the country and head back home or to a safer place.

As (extreme) sports may be one of your favorite things to do in your spare time, especially when living and working in the most wonderful places in the world, you need to be able to afford to participate in these sports. Hiring or even buying equipment can easily rack up a high bill if you actively participate in these activities on a regular basis. To be able to afford this and still have enough money left to do other things, you don’t want your insurance to take up a large part of your earnings. Especially not since a digital nomad’s earnings can be very unpredictable at times.

Now that you know more about what to look for in insurance when you’re on or starting your journey as an adventure sports-loving digital nomad, we would like to introduce you to SafetyWing’s Nomad Insurance.

Nomad Insurance

Nomad Insurance by SafetyWing is dedicated to digital nomads. This means that they are well aware of the needs of digital nomads and specialize in all the affairs that digital nomads may encounter when working and traveling around the globe. Whether you decide to stay put in one country for a longer period of time or hop countries every few months, weeks, or even days, with Nomad Insurance, you will most likely be covered, as their coverage extends to over 180+ countries. If, for whatever reason, you decide to take a break from your journey and head back home, you will also be covered.

Another reason to look into Nomad Insurance is the ease with which you can make a claim. Simply visit their website and add your claim to your dashboard, or do it via their mobile app. None of us like endless paperwork and long, difficult processes, so this method of making a claim is ideal. What is also ideal is the ability to customize your Nomad Insurance. You can do this by adding add-ons for extra coverage. And if you feel like you don’t need the add-on anymore, you can easily remove it from your insurance. One add-on that may be most exciting and valuable for a sports lover like you is the adventure sports add-on. With this add-on, you will be insured for all things adventure sports-related.

Okay, so now let’s get into the sports that are being covered. These include:
American football
Aussie rules football
Cave diving
Free-style skiing
Hang gliding
High diving
Ice hockey
Martial arts
Motorized dirt bikes
Mountaineering at elevations under 6000 meters altitude
Quad biking
Ski / snowboard jumping
Skiing / snowboard acrobatics
Snow mobile
Scuba diving accompanied by an instructor certified by PADI/NAUI/SSI/BSAC
Tandem skydiving
Whitewater rafting

If your favorite sport or adventurous activity isn’t on the list, don’t worry! There are more sports and adventurous activities covered. Check out SafetyWing’s Nomad Insurance to see the other sports and adventurous activities that fall under the coverage.

Head over to SafetyWing and take a look at their Nomad Insurance to see what exactly they have to offer. And don’t forget to add the Adventure Sports add-on to get the best insurance available for sports-loving digital nomads.

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